How Much Does Physician Assistant School Cost in 2026?
Last updated: July 2026.
Since this article was first published, the federal student loan landscape for PA students has changed dramatically. The One Big Beautiful Bill Act (OBBB), signed into law in 2026, eliminated Grad PLUS loans for new borrowers effective July 1, 2026, and introduced annual and lifetime borrowing caps for graduate and professional students. PA programs were initially classified as “graduate” rather than “professional,” which would have capped federal borrowing at just $20,500 per year, far below what most PA students need. AAPA and PAEA filed a joint lawsuit and secured a preliminary court order in July 2026, prompting the Department of Education to recognize PA programs as professional degree programs. This means PA students currently qualify for the higher $50,000 annual limit and $200,000 lifetime cap, but the litigation is ongoing and final resolution has not been reached. Students who received a Grad PLUS loan before June 30, 2026, may continue borrowing under prior terms through the 2028-2029 academic year.
Even with the professional classification in place, many PA students will face a financing gap. Under the old system, Grad PLUS loans could cover the full cost of attendance with no fixed dollar ceiling. Now, students whose total program costs exceed the new caps will need to bridge the difference through private loans, institutional aid, employer sponsorship, or personal savings. If you are starting a program in the 2026-2027 cycle, it is critical to map out your full cost of attendance against available federal aid before classes begin. Our student loan repayment calculator can help you model monthly payments and total interest under the new Repayment Assistance Plan (RAP), which replaced most income-driven repayment options for new borrowers on July 1, 2026.
For students still in the pre-PA planning stage, understanding how your clinical hours, GPA, and program choices affect both your admissions odds and your long-term financial picture is more important than ever. The IMA Pathfinder admissions calculator can help you evaluate where you stand competitively so you can target programs that align with both your academic profile and your budget. If you are weighing whether the return on investment justifies the debt, our analysis of whether PA school is worth it breaks down lifetime earnings against total educational costs. And if you expect to rely on non-federal financing to fill the gap left by Grad PLUS elimination, our guide to private student loans compares current rates, repayment terms, and borrower protections across major lenders.
If you are considering a career as a physician assistant, the cost of PA school is likely one of your biggest concerns. The answer depends on several factors, including the type of program, your residency status, geographic location, and how many direct patient care hours you need before applying. As of 2026, the average total tuition for a 27-month PA program sits at approximately $98,075 for resident students and $107,288 for nonresidents, according to data aggregated from the Physician Assistant Education Association (PAEA). Those numbers have risen steadily over the past several years, and they do not include living expenses, books, equipment, or application fees.
This article breaks down what PA school actually costs in 2026, how tuition varies by school type and state, what financial aid options exist, and how recent federal loan changes may affect your ability to finance your education. We also include a searchable table of tuition data from programs across the country so you can compare options side by side. Whether you are a pre-PA student mapping out your finances or a parent helping a student plan ahead, the goal here is to give you the clearest possible picture of what to expect.
PA School Cost Trends in 2026: What Has Changed
PA school tuition has been climbing at a rate of roughly 5.3% per year over the past five years. To put that in perspective, the average national tuition for a full-time PA student in 2001-2002 was $21,137. By the 2019-2020 academic year, that number had risen to $43,119. In 2026, the average resident tuition for a full 27-month program is now approximately $95,165 to $98,075, depending on the data source and how the calculation is framed. If the current trend continues, projections suggest the average could approach $103,300 by the 2026-2027 cycle.
Three structural factors are driving these increases. First, about 62.5% of PA programs in the United States are now housed at private institutions, where tuition is typically higher and does not vary by residency. Second, incidental costs such as textbooks and clinical equipment have increased sharply at private schools, rising 139% in recent years to approximately $4,672. Third, demand for PA education continues to outstrip capacity. There are now 322 ARC-PA accredited PA programs nationally, with projections of 360 accredited programs by 2029, but seat availability at public universities remains limited, accounting for only about 35.6% of total enrollment capacity.
For students comparing program costs, the difference between public and private institutions is significant. In-state residents at public programs generally pay the least, while out-of-state and private-program students pay considerably more. Across all PA programs, resident tuition now averages approximately $98,075 and nonresident tuition approximately $107,288. Private institutions typically charge more, with little distinction between in-state and out-of-state students. These averages matter because they shape your total debt burden. The average PA graduate now carries approximately $112,500 to $116,773 in educational debt from PA school alone, on top of an average $36,300 in undergraduate debt. About 88% of PA students report having some form of educational debt at graduation.
Understanding these trends is essential if you want to make smart financial decisions. For a more detailed breakdown of how tuition stacks up against other health professions, you may find it helpful to read about the true cost of PA school, which covers fees, supplies, and indirect expenses that often catch students off guard.
Subjects Covered In PA Education And How To Be Successful In The Admissions Process
Earning certification as a physician assistant (PA) is no small feat. Before becoming eligible to sit for the Physician Assistant National Certifying Exam (PANCE), you must complete a rigorous graduate program that typically spans 27 months and includes both didactic coursework and supervised clinical rotations. Most programs require applicants to have accumulated significant direct patient care hours prior to enrollment; the exact number varies by school, but many expect at least 500 to 2,000 hours. When considering how to leverage these hours in pursuit of PA school admissions, it is important to reflect on the types of activities you will be engaging in during this time and how they demonstrate a high level of competency and experience in direct patient care roles. To help improve your chances with future schools, it may be worthwhile to pay extra attention to engaging in higher-level patient care tasks during those hours for which you can clearly describe the impact you had in your applications.
Prospective physician assistants often discover that many PA schools require additional professional development and research experiences to be completed before applying. Being aware of these requirements is an essential step for those applying, as it can affect the amount of time needed for the entirety of the application process and when all required materials will be completed. The best way to understand these requirements is by researching each school’s guidelines and budgeting extra time in your schedule. Students looking for structured ways to gain relevant experience before applying may benefit from reviewing pre-physician assistant internship options that can strengthen both their clinical exposure and their applications.
It is also worth noting that applying through CASPA (the Centralized Application Service for Physician Assistants) comes with its own costs. As of the 2025-2026 cycle, the fee to apply to your first program through CASPA is $185, with an additional $65 for each subsequent program designation. Fee waivers are available through PAEA that cover the cost of the first two designations ($245 total), but applicants are responsible for fees beyond that. If you are applying to 8 or 10 programs, those costs add up quickly and should be factored into your overall budget.
What Is The Average Cost Of Physician Assistant School In 2026 And How Has It Changed Over Time?
Prospective physician assistants and their families are often shocked by the physician assistant schooling cost, and understandably so. Generally speaking, a PA school’s cost can range anywhere from under $20,000 to over $100,000 per year, depending on the institution. This cost includes tuition and fees for the program itself, and students must also budget for living expenses such as housing, books, food, and clinical rotation travel. Individuals need to research a variety of factors such as the type of program offered at different schools (traditional or online), the geographic region in which they hope to study, the length of programs (some may require two years of full-time study while others extend to three), and specific expenses associated with each particular school.
For anyone planning to apply to a physician assistant school in 2026, the physician assistant schooling cost should be factored into the equation early. Most programs require applicants to have completed hundreds of hours of direct patient care experience before applying, and those who have less experience may have to complete additional training or coursework before enrollment. It is important for aspiring physician assistants to fully understand the average cost of PA school as this can help them save time and money in the long run. With proper planning, prospective physician assistant students are more likely to find a financially manageable path toward beginning their professional careers as PAs.
The overall cost of PA school has increased significantly over the past two decades. According to data compiled from PAEA and AAPA sources, in 2001-2002, the average national tuition fee for a full-time PA student was $21,137. By 2019-2020, that average had risen to $43,119. In 2026, the average total resident tuition for a full program now sits at approximately $98,075, with nonresident averages at $107,288. Taking into account the overall cost of PA school and associated expenses, it can be expected that the total cost for a physician assistant program will continue to rise. In addition to tuition fees, students should factor in other costs such as books, supplies, clinical equipment, certification exam fees, and living expenses.
Geography plays a significant role in what you will pay. The most expensive states for PA education include California, Massachusetts, Connecticut, Rhode Island, and Tennessee, where average tuition costs range between $90,000 and $110,000. More affordable states include Kansas, Texas, Alabama, Iowa, and Wisconsin, where averages range between $50,000 and $80,000. For a comprehensive comparison of the most budget-friendly options, take a look at our guide to the cost of medical school, which provides useful context for how PA costs compare to other health professions education.
Deciding whether to attend a campus-based or online physician assistant program can be a difficult decision due to the varying cost of PA school. If affordability is your top priority, an online program may be preferable; you may save money on tuition and have more flexibility when it comes to scheduling. However, if access to faculty support, simulation labs, and hands-on clinical resources is important to your learning, consider on-campus options.
To get a clear view of PA program costs, you can look at the table below. The table shows how the PA program cost differs depending on the location and the PA school. Note that tuition figures are based on the most recently available program-reported data and may have changed since publication; always verify directly with each program’s website before making financial decisions.
Table For PA Program Cost
Select Fields:
State
In-State Tuition
Out of State Tuition
| Program | State | In-State / Resident Tuition | Out-of-State / Nonresident Tuition |
|---|---|---|---|
| Faulkner University | AL | $104,400 | $104,400 |
| Samford University | AL | $101,966 | $101,966 |
| University of Alabama at Birmingham | AL | $70,150 | $173,075 |
| University of South Alabama | AL | $61,105 | $142,296 |
| Harding University | AR | $128,800 | $128,800 |
| University of Arkansas | AR | $49,490 | $77,945 |
| Arizona School of Health Sciences | AZ | $125,283 | $125,283 |
| Chamberlain University – Phoenix | AZ | $110,290 | $110,290 |
| Creighton University – Phoenix | AZ | $219,933 | $219,933 |
| Franklin Pierce University (Goodyear) | AZ | $110,240 | $110,240 |
| Midwestern University (Glendale) | AZ | $134,866 | $134,866 |
| Northern Arizona University | AZ | $48,482 | $86,990 |
| University of Arizona | AZ | $44,466 | $99,206 |
| A.T. Still University of Health Sciences (Central Coast) | CA | $120,200 | $120,200 |
| California Baptist University | CA | $133,168 | $133,168 |
| Chamberlain University – Richmond, CA | CA | $128,290 | $128,290 |
| Chapman University | CA | $140,000 | $140,000 |
| Charles R. Drew University of Medicine and Science | CA | $133,000 | $133,000 |
| Dominican University of California | CA | $152,314 | $152,314 |
| Keck Graduate Institute | CA | $130,000 | $130,000 |
| Loma Linda University | CA | $112,660 | $112,660 |
| Marshall B. Ketchum University | CA | $137,365 | $137,365 |
| Pepperdine University | CA | $171,150 | $171,150 |
| Point Loma Nazarene University | CA | $143,582 | $143,582 |
| Samuel Merritt University | CA | $172,211 | $172,211 |
| Southern California University of Health Sciences | CA | $129,920 | $129,920 |
| Stanford University | CA | $190,620 | $190,620 |
| Touro University California Dual MSPAS\/MPH Program | CA | $165,320 | $165,320 |
| Touro University California, Los Angeles | CA | $145,940 | $145,940 |
| University of California – San Diego | CA | $183,836 | $183,836 |
| University of California-Davis | CA | $170,430 | $170,430 |
| University of Southern California (LA) | CA | $207,000 | $207,000 |
| University of the Pacific | CA | $141,666 | $141,666 |
| West Coast University – California | CA | $110,052 | $110,052 |
| Western University of Health Sciences | CA | $115,969 | $115,969 |
| Colorado Mesa University | CO | $84,900 | $141,600 |
| Red Rocks Community College | CO | $72,231 | $89,196 |
| Rocky Vista University | CO | $111,896 | $111,896 |
| University of Colorado | CO | $79,698 | $172,565 |
| Quinnipiac University | CT | $110,450 | $110,450 |
| Sacred Heart University | CT | $106,575 | $106,575 |
| University of Bridgeport | CT | $108,920 | $108,920 |
| University of New Haven | CT | Contact program | Contact program |
| University of Saint Joseph | CT | $140,389 | $140,389 |
| Yale University Physician Associate Program | CT | $126,000 | $126,000 |
| George Washington University | DC | $56,203 | $56,203 |
| Howard University | DC | $125,093 | $125,093 |
| Arcadia University – Delaware Campus | DE | $107,000 | $107,000 |
| AdventHealth University | FL | $85,000 | $85,000 |
| Barry University | FL | $91,000 | $91,000 |
| Barry University – St. Petersburg | FL | $91,000 | $91,000 |
| Florida Gulf Coast University | FL | $55,024 | $138,479 |
| Florida International University Herbert Wertheim College of Medicine | FL | $91,172 | $93,565 |
| Florida State University | FL | $77,395 | $101,695 |
| Gannon University-Ruskin | FL | $152,720 | $152,720 |
| Larkin University | FL | $103,650 | $103,650 |
| Lincoln Memorial University – Tampa | FL | $100,000 | $100,000 |
| Miami-Dade College | FL | $41,437 | $70,350 |
| Nova Southeastern University, Fort Lauderdale | FL | $100,331 | $100,331 |
| Nova Southeastern University, Fort Myers | FL | $100,331 | $100,331 |
| Nova Southeastern University, Jacksonville | FL | $100,331 | $100,331 |
| Nova Southeastern University, Orlando | FL | $100,331 | $100,331 |
| Palm Beach Atlantic University | FL | $97,860 | $97,860 |
| South College – Orlando | FL | $110,250 | $110,250 |
| South University, Tampa | FL | $97,704 | $97,704 |
| South University, West Palm Beach | FL | $97,704 | $97,704 |
| University of Florida | FL | $55,000 | $108,000 |
| University of South Florida | FL | $59,000 | $121,800 |
| University of Tampa | FL | $116,340 | $116,340 |
| Agnes Scott College | GA | $109,500 | $109,500 |
| Augusta University | GA | $50,652 | $107,688 |
| Berry College | GA | $118,260 | $118,260 |
| Brenau University | GA | $108,000 | $108,000 |
| Emory University | GA | $121,780 | $121,780 |
| Mercer University | GA | $108,504 | $108,504 |
| Morehouse School of Medicine | GA | $80,000 | $80,000 |
| Philadelphia College of Osteopathic Medicine – Georgia Campus | GA | $112,586 | $112,586 |
| South College – Atlanta | GA | $110,250 | $110,250 |
| South University in Savannah | GA | $116,944 | $116,944 |
| Hawai`i Pacific University | HI | $118,000 | $118,000 |
| Des Moines University | IA | $111,000 | $111,000 |
| Northwestern College | IA | $93,960 | $93,960 |
| St. Ambrose University | IA | $119,848 | $119,848 |
| University of Dubuque | IA | $105,000 | $105,000 |
| University of Iowa | IA | $80,000 | $110,000 |
| Idaho State University | ID | $138,674 | $197,678 |
| Chamberlain University – Chicago | IL | $110,290 | $110,290 |
| Dominican University | IL | $116,918 | $116,918 |
| Midwestern University (Downers Grove) | IL | $135,000 | $135,000 |
| North Central College | IL | $130,000 | $130,000 |
| Northwestern University | IL | $119,700 | $119,700 |
| Rosalind Franklin University | IL | $118,000 | $118,000 |
| Rush University | IL | $109,912 | $109,912 |
| Southern Illinois University | IL | $79,788 | $155,355 |
| Touro University Illinois | IL | $157,230 | $157,230 |
| Butler University | IN | $101,500 | $101,500 |
| Franklin College | IN | $98,400 | $98,400 |
| Indiana State University | IN | $42,966 | $86,583 |
| Indiana University | IN | $69,211 | $97,854 |
| Taylor University | IN | $110,000 | $110,000 |
| Trine University | IN | $118,300 | $118,300 |
| University of Evansville | IN | $111,300 | $111,300 |
| University of Saint Francis (Fort Wayne) | IN | $129,500 | $129,500 |
| Kansas State University | KS | $53,159 | $118,874 |
| Ottawa University | KS | $109,000 | $109,000 |
| Southwestern College Physician Associate Program | KS | $100,000 | $100,000 |
| Wichita State University | KS | $59,685 | $103,847 |
| Brescia University Physician Assistant Program | KY | $122,500 | $122,500 |
| Sullivan University | KY | $118,320 | $118,320 |
| University of Kentucky | KY | $70,987 | $123,365 |
| University of Kentucky – Morehead | KY | $70,171 | $122,548 |
| University of the Cumberlands | KY | $87,503 | $87,503 |
| University of the Cumberlands, Northern Kentucky Campus | KY | $87,503 | $87,503 |
| Franciscan Missionaries of Our Lady University(Our Lady of the Lake College) | LA | $95,542 | $95,542 |
| Louisiana State University – New Orleans | LA | $50,450 | $50,450 |
| Louisiana State University Health Sciences Center Shreveport | LA | $40,864 | $69,399 |
| Xavier University of Louisiana | LA | $113,557 | $113,557 |
| Assumption University | MA | $129,500 | $129,500 |
| Bay Path University | MA | $119,100 | $119,100 |
| Boston University Chobanian & Avedisian School of Medicine | MA | $164,874 | $164,874 |
| Endicott College | MA | $115,900 | $115,900 |
| MCPHS University (Boston) | MA | $190,000 | $190,000 |
| MGH Institute of Health Professions | MA | $129,000 | $129,000 |
| Northeastern University | MA | $122,928 | $122,928 |
| Tufts University | MA | $123,091 | $123,091 |
| Westfield State University | MA | $113,832 | $113,832 |
| Frostburg State University | MD | $136,674 | $150,947 |
| Mount St Mary’s University | MD | $99,000 | $99,000 |
| Notre Dame of Maryland University | MD | $85,000 | $85,000 |
| Towson University | MD | $58,328 | $121,844 |
| University of Maryland Baltimore | MD | $93,525 | $119,161 |
| University of Maryland Eastern Shore | MD | $131,320 | $131,320 |
| University of New England | ME | $112,140 | $112,140 |
| Central Michigan University | MI | $175,000 | $175,000 |
| Concordia University-Ann Arbor | MI | $105,000 | $105,000 |
| Eastern Michigan University | MI | $110,780 | $190,730 |
| Grand Valley State University | MI | $93,112 | $93,112 |
| Lawrence Technological University | MI | $107,098 | $107,098 |
| Michigan State University | MI | $82,741 | $93,766 |
| Oakland University | MI | $107,000 | $117,000 |
| University of Detroit Mercy | MI | $115,074 | $115,074 |
| University of Michigan – Flint | MI | $119,886 | $183,407 |
| Wayne State University | MI | $87,000 | $163,000 |
| Western Michigan University | MI | $79,269 | $118,904 |
| Augsburg University | MN | $108,395 | $108,395 |
| Bethel University (MN) | MN | $104,944 | $104,944 |
| College of St. Scholastica | MN | $109,113 | $109,113 |
| Concordia University, St. Paul | MN | $104,475 | $104,475 |
| Mayo Clinic School of Health Sciences | MN | $130,068 | $130,068 |
| Saint Catherine University | MN | $109,487 | $109,487 |
| Drury University | MO | $104,000 | $104,000 |
| Missouri State University (formerly SWMS) | MO | $37,758 | $71,862 |
| Saint Louis University | MO | $106,700 | $106,700 |
| Stephens College | MO | $102,050 | $102,050 |
| University of Missouri – Kansas City | MO | $81,667 | $97,616 |
| Mississippi Christian University | MS | $110,070 | $110,070 |
| Mississippi State University – Meridian | MS | $84,700 | $145,950 |
| Rocky Mountain College | MT | $123,003 | $123,003 |
| University of Montana | MT | $85,880 | $172,489 |
| Campbell University | NC | $110,000 | $110,000 |
| Duke University Medical Center | NC | $106,912 | $106,912 |
| East Carolina University | NC | $53,354 | $103,167 |
| Elon University | NC | $126,928 | $126,928 |
| Elon-Charlotte Physician Assistant Program | NC | $126,928 | $126,928 |
| Gardner-Webb University | NC | $112,910 | $112,910 |
| High Point University | NC | $134,215 | $134,215 |
| Lenoir-Rhyne University | NC | $90,000 | $90,000 |
| Methodist University | NC | $120,665 | $120,665 |
| North Carolina A&T State University | NC | $52,815 | $142,415 |
| Pfeiffer University | NC | $86,000 | $86,000 |
| South College – Asheville | NC | $130,669 | $130,669 |
| University of North Carolina – Chapel Hill | NC | $62,142 | $109,034 |
| Wake Forest University (Bowman Gray) | NC | $94,726 | $94,726 |
| Wingate University | NC | $101,150 | $101,150 |
| Wingate University Physician Assistant Program – Hendersonville | NC | $101,150 | $101,150 |
| University of North Dakota | ND | $50,368 | $75,552 |
| College of Saint Mary | NE | $91,650 | $91,650 |
| Creighton University – Omaha | NE | $102,913 | $102,913 |
| Union Adventist University | NE | $121,770 | $121,770 |
| University of Nebraska Medical Center | NE | $57,144 | $144,994 |
| Franklin Pierce University | NH | $124,020 | $124,020 |
| MCPHS University (Manchester\/Worcester) | NH | $122,600 | $122,600 |
| Fairleigh Dickinson University | NJ | $115,000 | $115,000 |
| Kean University | NJ | $92,879 | $92,879 |
| Monmouth University | NJ | $140,000 | $140,000 |
| Rowan-Virtua PA Program | NJ | $104,949 | $116,024 |
| Rutgers University | NJ | $105,564 | $158,232 |
| Saint Elizabeth University | NJ | $133,137 | $133,137 |
| Thomas Jefferson University – New Jersey Campus | NJ | $123,000 | $123,000 |
| University of New Mexico | NM | $25,045 | $75,202 |
| Touro University Nevada | NV | $130,726 | $130,726 |
| University of Nevada, Reno | NV | $113,943 | $113,943 |
| Albany Medical College | NY | $90,000 | $90,000 |
| Canisius University | NY | $114,700 | $114,700 |
| Clarkson University | NY | $97,713 | $97,713 |
| D’Youville University | NY | $180,000 | $180,000 |
| Daemen University | NY | $120,120 | $120,120 |
| Hofstra University | NY | $150,000 | $150,000 |
| Ithaca College | NY | $124,426 | $124,426 |
| Le Moyne College | NY | $106,800 | $106,800 |
| Long Island University | NY | $120,000 | $120,000 |
| Marist University | NY | $121,500 | $121,500 |
| Mercy University | NY | $122,580 | $122,580 |
| Nazareth University | NY | $111,600 | $111,600 |
| New York Institute of Technology | NY | $176,400 | $176,400 |
| Northeast College | NY | $122,640 | $122,640 |
| Pace University – Pleasantville | NY | $126,110 | $126,110 |
| Pace University-Lenox Hill Hospital, NYC | NY | $128,470 | $128,470 |
| SUNY Upstate Medical Center | NY | $59,000 | $114,000 |
| St. Bonaventure University | NY | $105,000 | $105,000 |
| St. John’s University (formerly SVCMC) | NY | $157,740 | $157,740 |
| Stony Brook University | NY | $46,608 | $97,486 |
| The CUNY School of Medicine (formerly CCNY Sophie Davis School of Biomedical Education) | NY | $40,000 | $70,000 |
| Touro University (Long Island) | NY | $156,730 | $156,730 |
| Touro University (Manhattan) | NY | $174,000 | $174,000 |
| Touro University (Middletown) | NY | $153,790 | $153,790 |
| University of Mount Saint Vincent | NY | $118,300 | $118,300 |
| Weill Cornell Medicine Master of Science in Health Sciences for Physician Assistants Program | NY | $131,886 | $131,886 |
| Yeshiva University | NY | $120,000 | $120,000 |
| York College, CUNY | NY | $36,655 | $74,385 |
| Ashland University | OH | $105,000 | $105,000 |
| Baldwin Wallace University | OH | $111,940 | $111,940 |
| Case Western Reserve University | OH | $110,000 | $110,000 |
| Cedarville University | OH | $90,090 | $90,090 |
| Kettering College | OH | $109,067 | $109,067 |
| Lake Erie College | OH | $104,160 | $104,160 |
| Marietta College | OH | $98,000 | $98,000 |
| Mercy College of Ohio | OH | $99,960 | $99,960 |
| Miami University | OH | $119,000 | $119,000 |
| Mount St. Joseph University | OH | $108,500 | $108,500 |
| Ohio Dominican University | OH | $92,778 | $92,778 |
| Ohio University | OH | $69,620 | $71,006 |
| University of Dayton | OH | $105,000 | $105,000 |
| University of Findlay | OH | $94,905 | $94,905 |
| University of Mount Union | OH | $105,000 | $105,000 |
| University of Toledo | OH | $93,676 | $147,087 |
| Ursuline College | OH | $103,170 | $103,170 |
| Northeastern State University | OK | $43,284 | $77,922 |
| Oklahoma Baptist University | OK | $117,550 | $117,550 |
| Oklahoma City University | OK | $68,059 | $68,059 |
| Oklahoma State University | OK | $33,075 | $72,275 |
| University of Oklahoma, Oklahoma City | OK | $55,000 | $100,000 |
| University of Oklahoma, Tulsa | OK | $39,677 | $87,574 |
| George Fox University | OR | $138,000 | $138,000 |
| Oregon Health & Science University | OR | $101,250 | $101,250 |
| Pacific University | OR | $135,000 | $135,000 |
| Alvernia University Physician Associate Program | PA | $90,000 | $90,000 |
| Arcadia University | PA | $107,000 | $107,000 |
| Arcadia University – Dual Degree: MPH\/MMS | PA | $141,000 | $141,000 |
| Carlow University | PA | $102,714 | $102,714 |
| Chatham University | PA | $127,000 | $127,000 |
| Commonwealth University Physician Assistant Program | PA | $70,551 | $96,917 |
| DeSales University | PA | $102,900 | $102,900 |
| Delaware Valley University | PA | $85,900 | $85,900 |
| Drexel University | PA | $114,000 | $114,000 |
| King’s College | PA | $105,396 | $105,396 |
| Marywood University | PA | $119,475 | $119,475 |
| Mercyhurst University | PA | $116,400 | $116,400 |
| Misericordia University | PA | $103,103 | $103,103 |
| Penn State University | PA | $87,884 | $90,784 |
| Pennsylvania College of Technology | PA | $59,808 | $85,248 |
| Philadelphia College of Osteopathic Medicine | PA | $112,586 | $112,586 |
| Saint Francis University | PA | $120,000 | $120,000 |
| Saint Joseph’s University | PA | $110,314 | $110,314 |
| Salus at Drexel University PA Program | PA | $107,532 | $107,532 |
| Seton Hill University | PA | $204,148 | $204,148 |
| Slippery Rock University | PA | $78,995 | $113,514 |
| Temple University Lewis Katz School of Medicine | PA | $92,781 | $97,344 |
| Thomas Jefferson University, Center City Campus | PA | $123,000 | $123,000 |
| Thomas Jefferson University, East Falls Campus | PA | $123,000 | $123,000 |
| University of Pittsburgh | PA | $107,840 | $130,569 |
| University of Pittsburgh – Hybrid Program | PA | $137,878 | $137,878 |
| West Chester University | PA | $83,087 | $106,418 |
| Widener University | PA | $129,600 | $129,600 |
| Bryant University | RI | $113,576 | $113,576 |
| Johnson & Wales University | RI | $114,342 | $114,342 |
| Johnson & Wales University – MPH\/PA Program | RI | $114,342 | $114,342 |
| Charleston Southern University | SC | $96,000 | $96,000 |
| Medical University of South Carolina | SC | $58,038 | $106,469 |
| North Greenville University | SC | $119,400 | $119,400 |
| Presbyterian College | SC | $106,470 | $106,470 |
| University of South Carolina SOM | SC | $52,815 | $91,896 |
| University of South Dakota | SD | $36,000 | $90,705 |
| Bethel University (TN) | TN | $106,400 | $106,400 |
| Lincoln Memorial University – Harrogate | TN | $104,832 | $104,832 |
| Lincoln Memorial University- Chattanooga | TN | $107,976 | $107,976 |
| Lincoln Memorial University-Knoxville | TN | $107,975 | $107,975 |
| Lipscomb University | TN | $106,750 | $106,750 |
| Meharry Medical College | TN | $110,534 | $110,534 |
| Middle Tennessee State University | TN | $75,000 | $150,000 |
| Milligan University | TN | $97,200 | $97,200 |
| South College – Knoxville | TN | $110,250 | $110,250 |
| South College – Nashville | TN | $110,250 | $110,250 |
| Trevecca Nazarene University | TN | $120,001 | $120,001 |
| University of Tennessee Health Science Center (Memphis) | TN | $48,842 | $84,644 |
| Austin College | TX | $112,000 | $112,000 |
| Baylor College of Medicine | TX | $102,885 | $102,885 |
| Baylor University – Waco | TX | $140,000 | $140,000 |
| Franklin Pierce University – Texas | TX | $117,376 | $117,376 |
| Hardin-Simmons University | TX | $116,117 | $116,117 |
| South University, Austin | TX | $97,704 | $97,704 |
| Tarleton State University | TX | $68,106 | $116,506 |
| Texas Christian University Physician Associate Studies | TX | $117,096 | $117,096 |
| Texas Tech University Health Sciences Center | TX | $35,023 | $85,648 |
| The University of Texas Southwestern Medical Center, Southwestern School of Health Professions | TX | $47,258 | $92,618 |
| University of Mary Hardin-Baylor | TX | $143,930 | $143,930 |
| University of North Texas HS Center Ft Worth | TX | $37,827 | $95,547 |
| University of Texas – HS Center at San Antonio | TX | $42,344 | $100,421 |
| University of Texas – Medical Branch at Galveston | TX | $54,905 | $104,090 |
| University of Texas Rio Grande Valley | TX | $42,494 | $83,001 |
| West Coast University – Texas | TX | $100,386 | $100,386 |
| Rocky Mountain University of Health Professions | UT | $135,498 | $135,498 |
| University of Utah | UT | $87,370 | $108,925 |
| Utah Valley University | UT | $85,000 | $131,000 |
| Weber State University | UT | $77,640 | $112,640 |
| ECPI University PA Program | VA | $115,000 | $115,000 |
| Emory & Henry University | VA | $95,900 | $95,900 |
| James Madison University | VA | $81,164 | $96,923 |
| Macon & Joan Brock Virginia Health Sciences at Old Dominion University | VA | $96,697 | $127,390 |
| Macon & Joan Brock Virginia Health Sciences at Old Dominion University – Early Assurance | VA | $87,865 | $108,661 |
| Mary Baldwin University (Murphy Deming College of Health Sciences) | VA | $89,028 | $89,028 |
| Radford University | VA | $84,514 | $84,514 |
| Randolph-Macon College | VA | $103,926 | $103,926 |
| Shenandoah University | VA | $93,005 | $93,005 |
| South University, Richmond | VA | $117,019 | $117,019 |
| University of Lynchburg | VA | $102,760 | $102,760 |
| Northwest University | WA | $127,680 | $127,680 |
| University of Washington | WA | $111,683 | $111,683 |
| Carroll University | WI | $116,480 | $116,480 |
| Marquette University | WI | $127,143 | $127,143 |
| University of Wisconsin – La Crosse | WI | $41,000 | $84,000 |
| University of Wisconsin – Madison | WI | $43,688 | $88,653 |
| Concord University | WV | $77,000 | $119,000 |
| Marshall University | WV | $74,130 | $110,390 |
| University of Charleston | WV | $89,950 | $89,950 |
| West Liberty University | WV | $78,500 | $111,500 |
| West Virginia University | WV | $84,042 | $134,127 |
Critical 2026 Update: The Elimination of Grad PLUS Loans and What It Means for PA Students
If you are planning to start PA school in 2026 or beyond, this section may be the most important part of this article. In early 2026, the federal government passed H.R. 1 (the One Big Beautiful Bill Act), which eliminated the Grad PLUS loan program for new borrowers effective July 1, 2026. Previously, Grad PLUS loans allowed graduate students to borrow up to the full cost of attendance, which made it possible for students to cover the entire cost of PA school through federal loans. That option is now gone for anyone who first borrows after July 1, 2026.
Under the new law, federal borrowing is split into two tiers. Graduate programs have an annual limit of $20,500 and a lifetime aggregate cap of $100,000. Professional programs (such as medical school and law school) have an annual limit of $50,000 and a lifetime cap of $200,000. Initially, the Department of Education’s rule classified PA programs as “graduate” rather than “professional,” which would have subjected PA students to the lower borrowing limits of $20,500 per year and a $100,000 aggregate cap. AAPA and PAEA challenged that classification in court. On June 24, 2026, a federal court granted preliminary relief blocking that part of the rule, and the Department of Education issued updated guidance in late June and July 2026 recognizing PA programs as professional degree programs while the court’s order remains in effect. As a result, PA students currently qualify for the higher professional-degree limits of $50,000 per year and a $200,000 aggregate cap. Because this relief is tied to ongoing litigation and could change, confirm the current status with your program’s financial aid office and the AAPA before you borrow.
If you already have federal student loans disbursed before July 1, 2026, you are grandfathered in under the existing rules. You can continue borrowing under the old terms for up to three more years (until July 1, 2029) or until your program ends, whichever comes first. But for new borrowers entering PA school in the fall of 2026 or later, this is a significant change. Students in this situation will likely need to rely more heavily on private loans, institutional aid, employer-sponsored tuition programs, or family resources to cover the gap. For a broader look at how to approach this financial challenge, our guide to PA school scholarships vs. loans offers practical strategies for funding your education without drowning in debt.
What Financial Aid Options Are Available To Students Seeking To Become Physician Assistants?
The good news is that there are still several sources of financial aid available to physician assistant school students, even in light of the recent changes to federal loan programs. Depending on your circumstances, you may be eligible for grants and scholarships from federal, state, or private sources. Federal Direct Unsubsidized Loans remain available to graduate students, and some students may still qualify for need-based institutional aid. Private student loans from banks or credit unions remain an option, though interest rates and repayment terms will vary.
State-based programs are also worth investigating. Many states offer loan repayment assistance for healthcare professionals who commit to working in underserved areas after graduation. The National Health Service Corps (NHSC), administered by HRSA, provides loan repayment in exchange for primary care service in Health Professional Shortage Areas. This program is particularly relevant for PAs entering family medicine, internal medicine, or other primary care fields.
Scholarships specifically designated for PA students exist through professional organizations, individual programs, and community foundations. The PA Foundation, affiliated with AAPA, offers several annual scholarships. Many individual PA programs also have their own scholarship funds, so it is worth asking the financial aid office at any program you are considering. Military service members should also look into programs like the Health Professions Scholarship Program (HPSP), which can cover full tuition in exchange for a service commitment.
For help understanding all available options and how they apply to your specific situation, consider consulting with a PA school admissions advisor. A good consultant can offer guidance on how to present yourself effectively on your physician assistant school application and how to structure your financial planning alongside your admissions strategy.
How PA Salaries Compare To Education Costs in 2026
Understanding what you will earn after graduation is essential for evaluating whether the cost of PA school makes financial sense for your situation. According to the Bureau of Labor Statistics (BLS), the median annual wage for physician assistants was $133,260 as of May 2024 (the most recent BLS data available). The lowest 10% of earners made less than $95,240, and the highest 10% earned more than $182,200. The 2025 AAPA Salary Report, based on a survey of 8,811 respondents, reports a median total compensation of $134,000 per year, including bonuses and productivity pay.
New graduate PAs typically start with salaries between $95,000 and $118,000, depending on specialty and location. Specialty choice matters significantly. According to the 2025 AAPA data, PAs in cardiovascular and cardiothoracic surgery reported the highest median base compensation at $162,914 per year. Emergency medicine PAs reported a median of $146,000, orthopedic surgery PAs earned approximately $135,000, and family medicine PAs earned around $125,000.
When you weigh median starting salaries against the average PA graduate debt of $112,500 to $116,773, the return on investment remains strong compared to many other graduate programs. A PA who starts at $110,000 and manages their loan repayment carefully can typically pay off educational debt within 5 to 10 years, depending on their cost of living and repayment strategy. That said, the debt-to-income ratio is tighter for graduates of more expensive programs, which is another reason to think carefully about where you attend and how you finance it. For a detailed look at compensation across specialties and regions, you can review our breakdown of physician assistant salaries in the USA.
The job market for PAs continues to be very strong. The BLS projects 20% employment growth for physician assistants from 2024 to 2034, which is much faster than average. Approximately 12,000 openings for PAs are projected each year over that decade. As of 2024, physician assistants held about 162,700 jobs, and by the end of 2025, the total number of board-certified PAs in the United States had surpassed 201,000 for the first time, according to NCCPA data. This level of demand means that PA graduates who pass the PANCE continue to have favorable employment prospects across most specialties and geographic areas. It is worth noting that about 15.6% of PAs report that their educational debt levels influenced their specialty choices, according to the NCCPA’s 2024 statistical profile.
How Can You Reduce The Cost Of Physician Assistant Schools Without Compromising On Quality Or Education Standards?
Applying to physician assistant school can place a heavy financial burden on any prospective student. Fortunately, there are ways to reduce the financial strain of obtaining an education in this fast-growing and rewarding field. One method is to look for tuition rates that suit your PA school cost budget. It may be possible to find lower tuition rates than those offered by standard programs if you search thoroughly. Do not be afraid to consider less popular options. Many universities differentiate between in-state and out-of-state tuition rates, so you may be able to save significantly by attending a physician assistant school program within your home state. Some of the most affordable programs in the country, such as Miami-Dade College (approximately $31,866 for in-state residents), CUNY York College (approximately $43,580 in-state), and the University of Wisconsin system (approximately $49,800 to $50,700 in-state), offer strong training at a fraction of the cost of private programs.
Ultimately, no matter which decision you make, it is important not to let the high cost of a program dissuade you from attaining your goal of becoming a physician assistant; there are always creative solutions available if you know where to look. It is also important to consider the various fees associated with a physician assistant program. Although tuition costs are largely fixed, there may be additional expenses, such as textbook and lab fees, that can add up throughout the course of your degree. Taking time to research any potential hidden costs can help you to avoid surprise expenditures; some programs even offer convenient payment plans to assist with budgeting. Additionally, you should keep an eye out for scholarships and grants that can help to alleviate any financial pressure associated with earning your degree.
Students who are still building their pre-PA profile may also benefit from investing early in structured clinical experiences. Programs that provide mentored clinical exposure can strengthen your application and, in some cases, reduce the number of application cycles you need before earning an acceptance. You can read more about how to identify good options in our article on how to find pre-physician assistant internships.
Lastly, if you’re looking to earn your degree but can’t attend classes on campus due to time or cost constraints, an online program might be worth considering. You may save both time and money when it comes to tuition and travel costs. Online courses usually involve less face-time with instructors and classmates than a traditional program, so consider whether that trade-off aligns with your learning style and clinical preparation needs.
How Do You Choose The Right Physician Assistant School For Your Needs And Budget Constraints?
Choosing the right physician assistant school for your needs and PA school cost budget can be a daunting task. To make the process easier, start by researching different programs to find one that fits within your financial means and aligns with your educational goals. Consider how much direct patient care experience you need for admission and how many hours of instruction are required during the program. Make sure the school is accredited by the ARC-PA and that its requirements meet the standards set by the National Commission on Certification of Physician Assistants. Then, consider factors such as location, faculty-to-student ratios, PANCE pass rates, and other student resources offered. Also, note whether there are opportunities for research or internships during your studies.
PANCE pass rates are a particularly useful data point when comparing programs. In 2025, the national first-time PANCE pass rate was 91.5%, based on 13,145 first-time test takers. Programs that consistently fall below the national average deserve scrutiny. A program’s pass rate reflects the quality of its instruction and its ability to prepare students for independent practice. You can find program-specific pass rates on the NCCPA website.
When researching potential higher education programs, be mindful of a few key elements, including PA school cost per credit hour, program duration, and student support services. Taking the time to carefully consider these details will allow you to make an informed decision when selecting a graduate school and program that is best suited for your needs. PA school cost varies from one institution to another and depends on several factors such as residency status, number of credits taken, and cost of living in the city. Knowing how long it takes to complete the program can help you develop a comprehensive timeline for graduation.
In addition, make sure that the school or department offers sufficient student support services, including academic advising, library access, and events or seminars.
Finally, as you consider all of your options for pursuing a physician assistant career and how much PA school costs, don’t forget to look into any potential scholarships or grants that may be available for you. Grants and scholarships can help alleviate some of the financial stress associated with PA school costs, so no stone should be left unturned in your search. It can also be incredibly beneficial to speak with an experienced PA school admissions consultant if you are struggling with making your decision. Professionals who specialize in the admissions process know best what it takes to get accepted into a physician assistant program and can provide valuable insight as to which specific program would fit your needs and goals. For help determining which prerequisites and experiences you still need before applying, review our guide to PA school requirements and prerequisites.
What Are Some Tips for Reducing Expenses While Attending Physician Assistant School?
Attending a PA program can be a financial challenge, but it doesn’t have to break the bank. One of the best ways to save money while attending is to look into scholarships and grants that are available. Most schools provide an abundance of potential aid opportunities, so make sure to take the time to research these avenues before committing. Do not let an intimidating price tag discourage you from achieving your career goals. With effort, it is possible to secure funding that covers part or all of the cost of attending physician assistant school.
Living off-campus or in a shared living situation with other students can be a wise financial choice. It is often more cost-effective than remaining on campus and can provide additional space, privacy, and possibly even convenience. Not all students are comfortable with the idea of sharing their living space, but with some careful searching, sensible rules, and respectful housemates, it can prove to be a significant money saver. As a bonus, this type of living environment tends to encourage socializing with other like-minded individuals, which may be more beneficial than one might expect.
Additionally, there are several ways to make the most of your college experience while studying. Free study resources can be utilized to save money on tuition; online forums and course materials provided by peers and professors all offer valuable information that can help you succeed in your academic endeavors. Public transportation is also a great way to help reduce expenses as it eliminates the need for fuel and other associated car ownership costs.
One of the most important tips for reducing your expenses while attending physician assistant school is to avoid the temptation of impulsive purchases and focus on budgeting wisely. By carefully planning out and analyzing every expense, it is possible to keep your costs low while still getting the most from your academic experience. With a bit of effort and dedication, you can achieve your goal of becoming a physician assistant without overwhelming financial strain.
Finally, while planning the semester budget, many students overlook one major expense: textbooks. Frequently, the prices at traditional retail outlets can be quite substantial. To ease the burden of these costly purchases, students should shop around for textbooks, as some stores offer impressive discounts or rent out books at much lower costs. By searching for the best deals when buying textbooks, both undergraduate and graduate students alike can save a considerable sum of money on their higher education expenses.
The Future of Physician Assistant Employment and How to Stay Ahead
The field of physician assistant employment continues to grow rapidly. The BLS projects 20% employment growth from 2024 to 2034, with approximately 12,000 new openings each year. As of the end of 2025, more than 201,000 PAs were board-certified in the United States, up from roughly 178,700 at the end of 2023, according to NCCPA data. Nationwide, PAs now account for more than 514 million patient visits each year.
To keep pace with the profession’s growth, aspiring and current professionals must stay current with new developments in clinical practice, technology, and regulation. Nearly half of all PAs (49%) now use telemedicine in their clinical work, up from just 9.6% before the COVID-19 pandemic. This shift underscores how quickly the practice environment is changing and why ongoing professional development matters.
One development worth tracking is the profession’s ongoing title change from “physician assistant” to “physician associate.” The AAPA voted in 2021 to adopt the new title, and as of late 2025, three states (Oregon, Maine, and New Hampshire) have made the statutory change. Thirty-two of the AAPA’s 125 constituent organizations have also rebranded. The change is symbolic and does not affect scope-of-practice regulations or prescriptive authority, but it reflects an effort to more accurately describe the profession’s role.
Continuing education is essential for maintaining certification and staying competitive. Organizations such as the American Academy of Physician Assistants (AAPA) offer continuing education resources, conferences, and specialty credentialing opportunities. Staying informed on emerging technologies, evidence-based treatment protocols, and changes in state licensure requirements is essential for maintaining certification and delivering high-quality patient care.
Frequently Asked Questions
How much does PA school cost in 2026?
The average total tuition for a 27-month PA program in 2026 is approximately $98,075 for resident students and $107,288 for nonresidents. Public program residents generally pay less than out-of-state and private-program students. Across all PA programs, resident tuition averages about $98,075 and nonresident tuition about $107,288. These figures do not include living expenses, books, clinical equipment, or application fees, which can add $15,000 to $30,000 or more to your total cost of attendance.
Can PA students still get Grad PLUS loans in 2026?
No. The One Big Beautiful Bill Act eliminated Grad PLUS loans for new borrowers starting July 1, 2026. PA students who received a Grad PLUS disbursement before that date may continue borrowing under the old terms through the 2028-2029 academic year. New borrowers are now subject to annual and lifetime federal borrowing caps. Following a court order in July 2026, PA students are currently classified as professional students, qualifying for limits of $50,000 per year and $200,000 lifetime.
What is the financing gap for PA students after the OBBB changes?
Many PA students will now face a gap between their federal borrowing limit and their actual cost of attendance. Under the new $50,000 annual cap, a student at a private program costing over $100,000 for the full program could fall short by tens of thousands of dollars, especially once living expenses are included. Students will need to cover the difference through private student loans, scholarships, institutional payment plans, employer tuition assistance, or personal savings.
What is the new Repayment Assistance Plan for federal student loans?
The Repayment Assistance Plan (RAP) launched July 1, 2026, replacing most existing income-driven repayment options for new borrowers. Monthly payments under RAP range from 1% to 10% of adjusted gross income, with a $10 per month floor for borrowers earning under $10,000 annually. Loan forgiveness is available after 30 years of repayment. Public Service Loan Forgiveness (PSLF) remains unchanged and still offers forgiveness after 120 qualifying payments for eligible public-sector employees.
How much do CASPA application fees cost for the 2026-2027 cycle?
For the 2026-2027 CASPA cycle, which opened on April 30, 2026, the primary application fee is $185 for your first program designation and $65 for each additional program. Applying to nine programs, the national average, would cost approximately $713. Fee waivers are available on a first-come, first-served basis for applicants who demonstrate financial need, though waivers are limited in number and typically cover the cost of two program designations.
